Another spam email fraud

[Radio Fixer]

" I do not put the one or two key passwords I have for financial information and my master email account in there, so if in the unlikely event LastPass is compromised, it's not a real problem for me."

So where do you put those? You dont write them down so maybe just in your head? If so, if something dire happens to you, how do your family members get access?

Is a Password Manager any different from an Encrypted text file? I use Kruptos 2 Pro.

thanks Gary